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One of the first questions that potential homebuyers have about a property for sale is the purchase price. If you have done your research and are ready to buy a home, you likely have a budget in mind. Considering homes…
Buying a home is a big step. Once you have a purchase contract in hand, the process turns over to your lender. You will work with your loan officer to get approved for the home loan, called a mortgage. You…
If you have purchased a home, you have likely taken out a loan called a mortgage to pay for the house. Most mortgages have four main components: 1.Principal: This is the amount of money you are borrowing. 2. Interest: This…
No matter where you are in the homebuying process, you can reach out to a professional housing counselor through the U.S. Department of Housing and Urban Development’s (HUD) Housing Counseling service. Counseling agencies are available in all states. They can…
If you have looked at your monthly mortgage statement, you have probably seen a line for insurance. You may have even received an insurance bill annually. Here is what you need to know about homeowners insurance. Homeowner’s insurance is often…
If you are buying or selling a home, you have probably considered working with a real estate professional to represent you during the process. Maybe you have even found someone already. When looking for someone to represent your interest, it…
Have you ever wondered if you should rent or buy a home for yourself and your family? Here is a simple case study of a for rent or sale property to show what factors may impact your decision. An updated…
If you are in the market for a new home, you’ve probably turned to the internet to begin your search. You can learn about neighborhoods, find out about schools, and a lot more using a simple search. Once you are…
If you are purchasing or refinancing a home, chances are you have learned a lot of new terms. One of those may be “points.” But what exactly are points in a real estate deal? Points are referred to as mortgage…
Many home buyers love a neighborhood with great amenities. A community pool, parks and playgrounds, and well kept walking trails all make prospective buyers’ eyes light up. If you are looking to buy in a neighborhood with top-of-the-line amenities, make…
